About Me
About Neal Sherwood
Neal Sherwood brings over two decades of business management experience to his role as a dedicated insurance and financial professional. With a Bachelor of Arts and Master of Science degree, Neal has devoted the past ten years to specializing in insurance and financial services, with a particular focus on addressing the needs of America's growing mature population.
As a licensed life, health, and annuities agent as well as a Registered Social Security Analyst, Neal's mission is to educate clients and help them navigate important financial decisions. He takes pride in staying current with industry developments and tailoring solutions to each client's unique situation.
About Sherwood Financial
Sherwood Financial is a national company dedicated to helping individuals understand and prepare for retirement through education and personalized planning. By partnering with over 30 different agencies and insurance companies, we offer an extensive selection of products designed to protect our clients' needs and assets.
Our expertise focuses on four key areas:
Medicare
- We demystify the complexities of Medicare through educational guidance, empowering clients to make informed healthcare decisions.
Financial Security
- Through our partnership with Aegis Wealth Management, we provide comprehensive financial planning services. Our solutions include innovative programs that allow clients to capture market gains while avoiding losses and securing guaranteed lifetime income. We also offer traditional market-based financial products, giving clients flexibility based on their financial goals.
Long-Term Care
- We help clients maintain freedom of choice and protect their assets through carefully selected long-term care insurance options.
Life Insurance
- Whether your goal is to leave a legacy or simply cover final expenses, we offer excellent options from highly-rated, established insurance companies.
At Sherwood Financial, we pride ourselves on our in-depth knowledge and client-centered approach. We only recommend changes or additional products when they provide clear benefits to our clients. Our commitment is to serve through education, enhanced protection, and personalized support at whatever level you desire.
Contact Neal: Phone: 352-598-9416
Email: [email protected]
Our Mission
Sherwood Financial is a trusted financial firm dedicated to helping people retire with confidence by securing guaranteed lifetime income through annuities. Our mission is to provide safe, tax-efficient solutions that protect savings, grow wealth, and eliminate market risk—so you can enjoy financial freedom for life.
Our Philosophy
At Sherwood Financial, we believe retirement should be stress-free, not a guessing game.
Our philosophy? Protect your money, grow it safely, and turn it into a lifetime paycheck—without worrying about market crashes or tax surprises.
Smart, simple, and built to last—just like your retirement should be!
Our Promise
Our promise? To keep your retirement safe, simple, and stress-free. No market risks, no hidden fees—just guaranteed income, smart growth, and a plan that actually works for life.
We’ve got your back, so you can enjoy the future you deserve!
Our Guarantee
Our guarantee? Your money is protected, your income is secure, and your retirement is worry-free.
No market crashes wiping out your savings—just safe, steady growth and a lifetime paycheck you can count on.
Frequently Asked Questions
Q:
What is an annuity, and how does it work?
An annuity is a financial product designed to provide a steady stream of income, typically for retirement. You contribute money either as a lump sum or through periodic payments, and in return, the annuity grows tax-deferred. Later, you can receive guaranteed payments for a specific period or for life, depending on the type of annuity you choose.
Q:
Are annuities safe investments?
Annuities, particularly fixed and indexed annuities, are considered safe because they are backed by insurance companies rather than the stock market. Unlike stocks or mutual funds, they protect your principal from market downturns. It’s important to choose a financially strong insurance company to ensure the security of your investment.
Q:
What are the main types of annuities?
There are three main types of annuities:
**Fixed Annuities: Provide a guaranteed interest rate and predictable income.
**Indexed Annuities: Offer growth potential linked to a market index, with downside protection.
**Variable Annuities: Invest in the market, meaning your returns and risks vary with performance.
Q:
Can I access my money if I need it?
Most annuities have a surrender period, during which withdrawals beyond a certain limit may incur fees. However, many annuities offer penalty-free withdrawals of up to 10% per year. Some also include liquidity options for emergencies like illness or long-term care needs. Always check the terms before purchasing.
Get in touch with us today...
Planning for a Secure Retirement? We're Here to Help!
We specialize in Fixed Indexed Annuities and Multi-Year Guaranteed Annuities (MYGAs) that protect your principal, provide lifetime income options, and offer tax-deferred growth potential. Our solutions can also include valuable long-term care benefits to further safeguard your retirement.
Whether you're concerned about market volatility, seeking guaranteed income streams, or wanting to maximize your retirement savings with protection features, our experts are ready to provide personalized guidance.
Contact us today for a free consultation and take the first step toward a worry-free retirement that addresses your specific needs and goals.
352-598-9416
Palmyra, Virginia 22963
Monday - Friday, 8:00 am - 5:00 pm OR by appointment
Markets go up and down, but your retirement shouldn’t.
Lock in financial security with a Safe Stable Annuity—steady growth, lifetime income, zero worries.
I look forward to speaking with you...
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